Understand the New York State Minimum Auto Insurance Coverage with Kalare Tech
You must have auto insurance to drive a vehicle in New York legally. The state-mandated minimum coverage is $10,000 for property damage per accident, $25,000 for bodily injury and, $50,000 for the death of a person involved in an accident, $50,000 for bodily injury, and $100,000 for the death of two or more people in an accident. At Kalare Tech, located in New Windsor, NY, we are an independent insurance agency offering our service to all our valued customers.
Optional Insurance Coverage
You can purchase additional insurance to protect your vehicle beyond just liability coverage. This includes collision and comprehensive insurance coverage.
Collision Coverage
Collision coverage protects your vehicle in the event of a crash with another vehicle or a stationary object. It also covers your vehicle if you’re the victim of a hit-and-run incident. A deductible applies every time you make a claim.
Comprehensive Insurance Coverage
Comprehensive insurance covers your vehicle for damages beyond your control or theft, including flooding, hail damage, falling branches, cracked windshields, and even vandalism. There is also a deductible linked to comprehensive coverage.
Deciding on Adequate Auto Insurance Coverage
Contact Kalare Tech in New Windsor, NY with any questions or concerns about your auto insurance coverage. We’re here to help you make an informed decision that suits your needs and budget. Call our office today.
